Be Ready Wealth 
Market developments during April 2026 included: Key Points Global equities rebounded strongly, looking through the geopolitical and oil price pressures. Inflationary pressures continue to cause markets to reassess the monetary policy paths of many central banks. Australian equities lagged global markets, with the Health Care and Consumer Staples sectors the main detractors. Australian Equities The …
When markets get bumpy or household budgets feel tighter, it’s common for people to start questioning their super. If your balance has dipped or returns haven’t met expectations, you might wonder whether continuing to contribute is worth it – or whether super is really doing its job. Before making any big decisions, it helps to …
Retirement isn’t a single moment. It’s a long, wonderful chapter – and the choices you make today help determine how confidently you’ll step into it. Whether you’re 10 years or more away, or rounding the final bend into retirement, your super will always benefit from some love. Here’s how to make the most of your …
Our phones contain so much personal information that it’s important to keep them secure. Follow these seven cybersecurity tips to help secure your mobile device from hackers and online fraud. Most of us are used to protecting our home computers with passwords, antivirus software and regular updates. But many people don’t realise that their smartphone …
Payday Super means employers must pay super at the same frequency as they pay wages. The changes are being introduced to improve retirement outcomes and reduce unpaid super. Moving away from quarterly payments means more frequent compounding – and may also result in higher super payments on bonuses for some high income earners. From 1 …
We all want to earn high returns but every investment has some degree of risk; and higher returns generally mean higher risk. Think about the level of risk you’re comfortable with. How do you feel about risk? Do you like to take chances or are you conservative by nature? You may think you have a …
Careers pause, shift and evolve – especially for women. But even with nonlinear working paths, there are simple steps you can take to keep your super moving forward. Women’s working lives aren’t always linear. You might step in and out of work. Change hours. Put caring for others first. Or take a completely different path …
Super will soon need to be paid into your super account within seven business days of your regular pay, making it easier to check and grow your savings. Summary Almost half of all working Australians don’t check their super balance¹. But with Payday Super around the corner, and the ATO returning $1.1 billion in unpaid …
With cost of living pressures, everyone could do with some extra cash right now. One straightforward option is to stop cash leaving your account in the first place. In other words, check you’re not frittering away your hard earned money by paying more than needed on your bills. And by bills, I mean everything you spend regularly. …
Downsizing the family home is often part of the longer term financial plans for many older Australians. But did you know that you could consider investing the proceeds of the sale of your family home to your super, depending on your age and circumstances, as a downsizer contribution? What is a downsizer contribution? Since 1 …